Honest comparison

Prova vs CFI

CFI offers the FMVA certification with structured courses and Excel templates. Prova offers hands-on practice with live data. They solve different problems.

The short version

When to use each

Use Prova when you want to...

  • Practice modeling on real companies with live data
  • Build models in your browser without Excel
  • Get AI feedback on your assumptions and output
  • Start for free and practice at scale before interviews

Use CFI when you want to...

  • Earn the FMVA certification for your resume
  • Follow structured courses with video instruction
  • Access Macabacus Excel productivity tools
  • Build comprehensive Excel skills with templates

Feature comparison

Side by side

FeatureProvaCFI
Interactive model building
Live ticker data (any public company)
DCF model
LBO model
Three-statement model
Comparable company analysis
Monte Carlo simulation
Cap table modeling
Real estate investment model
AI-powered analysis
Formula-driven Excel export
Video course content
FMVA certification
Macabacus Excel add-in
Web-based (no Excel required)
Works on Chromebook / tablet
Free tier
Models: total count
13
8+
Student price
$11/mo
$248/yr
Full price
$15/mo
$348/yr

Key differences

What makes them different

Certification vs. practice

CFI's biggest value is the FMVA (Financial Modeling & Valuation Analyst) certification. It takes 120-200 hours of coursework and passes a final exam. This is valuable if you need a credential for your resume. Prova doesn't offer certification — it's focused on building practical modeling skill through repetition with real data.

Price

CFI costs $348/year (or $248/year with a student discount). Prova is free for all 13 models with live data. Pro is $19/month ($11/month with .edu discount), or a one-time $99 Interview Season Pass for six months — a fraction of the cost of a course you only watch.

Static templates vs. live data

CFI provides Excel templates with one pre-built case study per model. You follow along with the video. Prova lets you type any ticker and auto-fills live financial data from 70,000+ companies. Practice on Apple, Tesla, or the company you're interviewing at — with real numbers, not a static template.

Macabacus

CFI acquired Macabacus and includes it with membership. It's a powerful Excel and PowerPoint add-in used in investment banking for formatting, productivity, and presentation building. Prova doesn't compete here — Macabacus is a professional tool for people who live in Excel all day.

AI integration

CFI recently added an AI for Finance specialization course. Prova has AI built into the modeling workflow — Provanalyst analyzes your model output, benchmarks assumptions against industry standards, and generates investment memos. The AI teaches you as you build, not as a separate course.

The best approach? Use both.

If you need the FMVA credential, get CFI. Then use Prova to practice at scale — run the same models on dozens of real companies until the workflow is second nature. The credential opens doors; the skill keeps you in the room.

Prova is free. Start practicing today.

Ready to start practicing?

13 free financial models with live data. No credit card, no Excel required.